Southwest Premier Business Card Review: Benefits, Perks, and Is It Worth It for Business Travelers?

The Southwest Premier Business Card is designed for business owners who frequently travel with Southwest Airlines and want to turn everyday spending into valuable travel rewards. Instead of just paying for flights and business expenses, this card helps you earn Rapid Rewards points, enjoy travel perks, and manage business spending more efficiently.

If your business involves regular travel or you want to get more value from your expenses, this card can be a practical and rewarding option.

Why Choose the Southwest Premier Business Card?

The main strength of the Southwest Premier Business Card is its ability to combine travel rewards with everyday business spending. You earn points not only on Southwest flights but also on regular business purchases like office supplies, subscriptions, and operational costs.

This means every expense your business makes can slowly contribute toward free or discounted travel in the future.

Another big advantage is that it comes with a low annual fee (under $100) while still offering strong travel benefits, making it a cost-effective choice for small business owners.

Key Benefits of the Southwest Premier Business Card

The Southwest Premier Business Card offers several useful perks that make business travel easier and more rewarding.

 Travel Perks That Save Time and Money

• Up to 2 EarlyBird Check-Ins per year – Board earlier and enjoy a smoother travel experience
• 20% back on in-flight purchases – Get statement credits on drinks, snacks, and WiFi
• 5,000 anniversary bonus points every year – Earn rewards just for keeping the card
• No foreign transaction fees – Save money when traveling internationally

These perks help make business travel more comfortable and cost-efficient.

Business-Friendly Credit Card Features

Along with travel benefits, the card also includes useful business tools such as:

• Employee cards for team spending
• Expense tracking and reporting tools
• Purchase categorization for easier bookkeeping
• Spending control features for better financial management

These tools make it easier for business owners to stay organized and monitor expenses in real time.

What the Southwest Premier Business Card Does NOT Offer

While the Southwest Premier Business Card is a strong travel rewards card, it does have one major limitation:

•  It does NOT include the Southwest Companion Pass

The Companion Pass is only available with the Southwest Performance Business Card, which allows a companion to fly free with you on every trip. If that feature is important for your business travel needs, you may want to consider upgrading.

However, for its price range, the Premier card still offers excellent value and practical travel benefits.

How to Use the Southwest Premier Business Card Effectively

To get the most value from your Southwest Premier Business Card, it’s important to use it strategically.

Book Flights and Travel Expenses

Use the card for Southwest Airlines tickets and in-flight purchases to maximize Rapid Rewards points.

Use It for Everyday Business Spending

Earn points on regular expenses like:

• Office supplies
• Software subscriptions
• Business services
• Marketing costs

 Track and Manage Expenses

Use the built-in reporting tools to monitor spending, assign employee cards, and simplify bookkeeping.

 Redeem Points Smartly

Use accumulated points for:

• Free flights
• Flight upgrades
• Reduced travel costs

This helps you turn routine expenses into real business travel savings.

Who Should Get the Southwest Premier Business Card?

This card is best suited for:

• Small business owners who frequently fly Southwest
• Businesses that want travel rewards without high annual fees
• Teams that need simple expense tracking tools
• Entrepreneurs who want to save on travel costs over time

However, it may NOT be ideal if:

• You rarely travel by air
• You want premium travel perks like lounge access
• You specifically need the Companion Pass benefit

Conclusion: Is the Southwest Premier Business Card Worth It?

The Southwest Premier Business Card is a great option for business owners who want to combine travel rewards with everyday spending. It helps you earn Rapid Rewards points, enjoy helpful travel perks, and manage business expenses in a more organized way—all without a high annual fee.

While it doesn’t include the Companion Pass, it still delivers strong value for frequent Southwest travelers who want simplicity and savings.

If your business spends regularly on travel and operations, this card can help you turn those expenses into meaningful rewards over time.

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